Is this company a loan servicer?
Wise Loan Solutions is not a loan servicer nor your Loan Servicer. Wise Loan Solutions is a private company who helps individuals such as you to manage their student loans effectively to be able to be in a better financial situation by not having to stress over Student Loan documentation or applications.
Is this company the Department of Education?
Wise Loan Solutions is not the DOE, we do not work with DOE, we do not even work for the DOE. Wise Loan Solutions is a private company that assists in document preparation processes related to or associated to Federal Student Loans.
Why should I believe that this company can help me?
We offer a free consultation process to see if you are applicable for us to be able to assist you. If we can assist you, then we are able to help you. At the end of the consultation, you are free to determine if the programs or processes that we can complete for you offer a benefit in the short – long term. If that were the case, then Wise Loan Solutions can help you.
Can I apply to a Repayment Plan if my loans are under Default Status?
No, to be able to apply for a repayment plan a default status must be lifted beforehand. Contact US to find out how.
Wise Loan Solutions is a Private Bank?
No, Wise Loan Solutions is not a private bank nor does it provide loans. We guide each process so that you can find and apply for different student loans or repayment plans until the review and confirmation of the process.
Will my Credit Score negatively impacted if I apply for a Repayment Plan?
No, applying for a Repayment Plan will not affect your Credit Score. However, if performing a Loan Consolidation is required as part of your process then your Credit Score might be subject to a change while such process takes place. However, Loan Consolidation isn’t for everyone, let us assist you in exploring your best options.
Why is it necessary to consolidate my Student Loans before applying for a repayment plan?
It might not be necessary if each qualification is unique. If it were to be a necessity it can be related to a past due status or a Default Status. Find out if you qualify or if a consolidation is needed for you
Have any questions?
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Disclaimer
Wise Loan Solutions operates as a private entity and is not affiliated with the DOE (Department of Education), nor is it an agency of the DOE or any other government entity. We are an independent organization offering specialized assistance services. You should be aware that you are NOT obligated to pay a fee for our services if you can independently navigate the application process. Any person can apply for a loan consolidation without paying a fee provided they know the correct steps. If you prefer to manage the process yourself can directly visit the website www.studentaid.gov. However, if you are seeking our assistance, there is a fee associated with our services. Wise Loan Solutions helps with document preparation services aimed at facilitating applications for repayment plans.
It is crucial to clarify that we are not a provider of legal or financial services. Wise Loan Solutions doesn’t provide debt relief services. Our assistance is based on current requirements for repayment plans or document preparation for Loan Consolidation services. We aren’t a Loan Consolidation Company nor a Federal Lender for Student Loan Borrowers.
By accessing and using this website, you acknowledge and agree to the terms of this comprehensive disclaimer. If you do not agree with these terms, please refrain from using our website.
