PRIVACY POLICY
This Privacy Policy and all its sections are effective and last updated as of Feb. 28, 2024.
A. INTRODUCTION:
Welcome to the Wise Loan Solutions website, operated by Clear Path Consulting Group LLC. At Wise Loan Solutions, we are committed to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy is designed to inform you about the types of information we may collect when you visit our website, how we use that information, and the measures we take to protect your data.
Our website serves as a platform to provide you with valuable information about our company, Wise Loan Solutions. As a division of Clear Path Consulting Group LLC, we specialize in document preparation within the Student Loan Industry. We collect and gather the application documents and information and we are ruled by The CFR (Code of Federal Regulations) Chapter I Federal Trade Commission, Part 310 Telemarketing Sales Rules and Part 314 Standards for Safeguarding Customer Information. Prepare those documents and submit the application to the specific Program. Through this online space, we aim to offer insights into our offerings and provide convenient means for you to get in touch with us.
Your privacy is of utmost importance to us, and we are dedicated to maintaining the confidentiality and integrity of the information you share with us. By using our website, you consent to the practices outlined in this Privacy Policy. We encourage you to read this document carefully to understand how your personal information is handled on Wise Loan Solutions.
B. INFORMATION WE COLLECT AND USE:
1.Contact Forms:
When you fill out a form on our website to provide loan details and personal information, we collect data such as your name, contact details, and any other information you voluntarily submit. This information is used to contact you regarding your inquiry and provide the best necessary assistance.
2. Social Media Interaction:
If you choose to connect with us through our social media accounts, we may have access to information such as your name, last name, pictures, location, and other publicly available details. We use this information to engage with you on social media platforms and enhance our communication.
3. Service Agreement:
When you decide to enter into a service agreement with Wise Loan Solutions, you may be required to provide sensitive information, and additional loan-related information. This information is essential for processing your application and managing the services you have chosen.
4.Limited Access:
Our staff has been informed and educated about the significance of safeguarding customer privacy and confidentiality. They have received training on the correct procedures for managing customer information and are required to follow the highest security standards. Access to a customer’s confidential information is restricted and granted only when necessary.
C. INFORMATION WE STORAGE:
1.Secure Storage:
All information collected through our website, including form submissions and service agreement details, is securely stored by reasonably available technology. We employ industry-standard security measures including but not limited to firewalls and data encryption to protect your data from unauthorized access, disclosure, alteration, and destruction.
2.Email Communications:
Website Form submissions are received via email for the purpose of responding to your inquiries. Our email systems are secured to prevent unauthorized access to this information.
D. THIRD-PARTY SERVICES:
Wise Loan Solutions may utilize third-party services to enhance and support various aspects of our website and services. These third-party services may have access to or process your personal information as part of their service provision. We carefully select reputable third-party service providers who adhere to strict privacy and security standards. Please note that these external services are governed by their own privacy policies, and we recommend reviewing their terms and policies to understand how your information will be handled. Wise Loan Solutions is not responsible for the practices employed by third-party services, but we strive to ensure that they align with our commitment to user privacy.
If you have any concerns or questions about the third-party services we use, please contact us for further information.
E. COMPLIANCE WITH PRIVACY LAWS:
Wise Loan Solutions is committed to complying with privacy laws in the United States. We adhere to the regulations outlined in the applicable federal and state laws regarding the collection, use, and protection of personal information. This includes but is not limited to the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other relevant data protection laws.
By using our website and providing your information, you acknowledge and consent to the collection, storage, and processing of your data as outlined in this Privacy Policy.
F. CONSENT:
The information you provide to Wise Loan Solutions through any means, including but not limited to form submissions, social media interactions, and service agreements, will be utilized solely for the purpose of processing related to the services you have purchased. We are committed to maintaining the confidentiality and security of your personal information. If, at any point, we wish to use your information for secondary purposes unrelated to the services you have acquired, such as marketing, we will seek your explicit permission beforehand. Rest assured, your data will be handled with the utmost care and transparency in accordance with this Privacy Policy.
By using the Wise Loan Solutions website, you affirm that you are of the legal age of consent in your jurisdiction to provide explicit consent for the processing of personal information. If you are under the age of consent, it is necessary to obtain permission from a parent or legal guardian before using our website or providing any personal information. Wise Loan Solutions does not knowingly collect or process personal information from individuals under the age of consent without parental or guardian consent. We strongly advise parents and guardians to be involved in their children’s online activities and to review this privacy policy to understand how their children’s information may be collected and processed.
G. PRIVACY POLICY CHANGES AND UPDATES:
Wise Loan Solutions reserves the right to update, modify, or make changes to this Privacy Policy at our discretion. When changes are made, the “Last Updated” date at the top of this policy will be revised accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your personal information. Your continued use of the Wise Loan Solutions website after any modifications to the Privacy Policy constitutes acceptance of those changes. If significant changes are made, we may provide additional notice through prominent notifications on our website or via other means to ensure you are aware of the updates.
This Privacy Policy and all its sections are effective and last updated as of Feb. 28, 2024.
H. CONTACT US:
If you have any questions or concerns regarding our privacy practices, please don’t hesitate to contact us using the information below:
By email: info@wiseloansolutions.com
By phone:
- US: +1 (305) 768 1238
- Toll Free: +1 833 962 8648
You can call us any time between 8:00 a.m. and 9:00 p.m. Eastern Standard Time
Thank you for choosing Wise Loan Solutions, and we appreciate your trust in us.
