TERMS AND CONDITIONS

These Terms and Conditions and all its sections are effective and last updated as of Feb. 28, 2024.

A. INTRODUCTION

Welcome to the Wise Loan Solutions website. By accessing and using this website, you agree to abide by the following use conditions. These conditions are designed to ensure a positive and secure experience for all users. Please read these terms carefully.

B. OUR SERVICE

1. Services Scope:

Wise Loan Solutions offers a specialized service focused on assisting individuals in the collection of documents, documentation preparation for programs that individuals could apply for. Our scope of service includes analyzing client’s current financial status, exploring available options, providing advice tailored to individual circumstances, and collecting all necessary information to facilitate the application for repayment plan that can benefit individuals working with us. We guide clients through each step of the process, from the initial assessment to the submission of applications, providing continuous updates on the progress.

It’s essential to understand that while our service aims to streamline the application process, we do not guarantee approval for loan relief plans. Approval is contingent upon the criteria set forth by the respective loan servicer, the Department of Education, and/or government policies. Wise Loan Solutions commits to delivering comprehensive support within the specified service scope, empowering individuals to navigate the complexities of student loan repayment programs effectively.

2. No Guarantee of Loan Relief Plan Approval:

While we strive to provide accurate and up-to-date information regarding our services, users should be aware that the website does not guarantee approval for loan consolidation and repayment plans. The approval of such plans is subject to various factors, including but not limited to financial eligibility and lender requirements.

3. Website – Informational Purpose:

Wise Loan Solutions provides this website for informational purposes only. The content on the website is intended to offer insights into our services and does not constitute financial advice. Users are encouraged to independently assess their financial situation and, if necessary, consult with a financial professional.

4. Website Content and Updates:

The content on the website is subject to change without prior notice. Wise Loan Solutions reserves the right to update, modify, or remove content at its discretion. Users are encouraged to check for updates regularly.

5. External Links:

The website may contain links to external websites for additional information. Wise Loan Solutions is not responsible for the content, accuracy, or security of external websites. Users should review the privacy policies and the terms and conditions of any linked websites.

C. USERS RESPONSABILITIES

1. Accurate information:

Users are responsible for providing accurate, current, and complete information when interacting with the website, including filling out forms and submitting personal details. Providing false or misleading information may result in the rejection of the repayment plan application.

2. Compliance with laws and regulations:

Users agree to use the website in accordance with all applicable federal, state, and local laws and regulations. Any unlawful or prohibited use of the website is strictly prohibited.

3. Responsible information sharing:

Users agree to provide accurate and truthful information when interacting with the website, refraining from misleading or fraudulent activities.

4. Security awareness:

Users are responsible for maintaining the confidentiality of their login credentials, if applicable, and for ensuring the security of their devices. Any unauthorized use of accounts or suspicious activities should be reported immediately to Wise Loan Solutions.

5. Ethical conduct:

Users agree not to engage in any activities that may harm the website’s functionality, integrity, or security. This includes, but is not limited to, attempting to gain unauthorized access, introducing malicious code, or engaging in any form of hacking or cyber-attacks.

6. Respect for intellectual property:

Users acknowledge and agree that the content, design, and logo on the website are the intellectual property of Wise Loan Solutions. Users are prohibited from reproducing, distributing, or using any part of the website’s content without explicit written permission.

7. Independent financial assessment:

Wise Loan Solutions provides information about its services, but users are responsible for independently assessing their financial situation. Users should not solely rely on the information provided on the website for financial decisions and are encouraged to seek advice from qualified financial professionals.

8. Review and acceptance of terms:

Users are responsible for regularly reviewing these terms of use and any updates. Continued use of the website after changes to the terms implies acceptance of the modified terms.

D. COPYRIGHT AND INTELLECTUAL PROPERTY

1. Ownership:

All content, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, available on the Wise Loan Solutions website is the property of Wise Loan Solutions or its content suppliers and is protected by applicable copyright and intellectual property laws.

2. Trademark Information:

The Wise Loan Solutions name, logo, and any other trademarks or service marks displayed on the website are registered trademarks of Wise Loan Solutions. Unauthorized use of these trademarks is strictly prohibited.

3. Permitted Use:

Users are granted a limited, non-exclusive, non-transferable license to access and use the content on the website for personal and informational purposes only. This license does not grant any rights to modify, reproduce, distribute, display, or create derivative works from the content.

4. Prohibited Users:

Users are expressly prohibited from:

• Reproducing, copying, or modifying any content on the website for commercial purposes without explicit written consent from Wise Loan Solutions.

• Using any trademarks, service marks, or logos without the prior written permission of Wise Loan Solutions.

• Engaging in any activity that may infringe upon the intellectual property rights of Wise Loan Solutions or its content suppliers.

5. User Submissions:

Users who submit any content, including testimonials, reviews, or other materials, grant Wise Loan Solutions a perpetual, irrevocable, royalty-free license to use, reproduce, modify, publish, distribute, and otherwise exploit such content in any form.

6. Digital Millennium Copyright Act (DMCA):

Wise Loan Solutions respects the intellectual property rights of others. If you believe that your work has been copied or used in a way that constitutes copyright infringement, please contact us with the necessary information to initiate a DMCA takedown process.

7. Enforcement of Rights:

Wise Loan Solutions reserves the right to enforce its intellectual property rights to the fullest extent permitted by law, including seeking injunctive relief and damages for any unauthorized use of its intellectual property.

Any use of the website and its content not expressly permitted by these terms and conditions is a breach of these terms and may violate copyright, trademark, and other laws.

E. TO RESOLVE DISPUTES:

In the event of disputes between users and Wise Loan Solutions, we encourage mediation as the initial means of resolution. Both parties should make a good-faith effort to resolve the dispute through negotiation or mediation. If an agreement cannot be reached, the parties may resort to legal processes, acknowledging that the courts have jurisdiction over such matters.

For disputes or questions regarding these use conditions, please contact us for assistance.

F. MODIFICATIONS TO THE TERMS AND CONDITIONS

Wise Loan Solution reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting, and users are encouraged to review the conditions periodically.

G. CONTACT US:

If you have any questions or concerns regarding our terms and conditions, please don’t hesitate to contact us using the information below:

By email: info@wiseloansolutions.com

By phone:

• US: +1 (305) 768 1238
• Toll Free: +1 833 962 8648

You can call us any time between 8:00 a.m. and 9:00 p.m. Eastern Standard Time.

Thank you for choosing Wise Loan Solutions, and we appreciate your trust in us.